Branch registered for the exercise of banking and financial activities, related to the provision of investment services and insurance mediation in Portugal with the relevant national supervisory authorities. Bankinter, S.A. - Branch in Portugal is registered with the Bank of Portugal under n.º 269, with the Portuguese Securities Market Commission (CMVM) under n.º 369 and with the Insurance and Pension Funds Supervisory Authority (ASF) under n.º OV-0028.
Mudar de banco é o primeiro passo.
No Bankinter, mudança é sinónimo de reduzir a prestação.
Transfira o seu Crédito Habitação e dê o primeiro passo em direção a uma prestação estável e que não pese na sua vida.
Para maior comodidade pode transferir o seu Crédito Habitação para o Bankinter de forma 100% digital assistido por um Especialista, através do BK Habitação Online.
Condições
Transfira o seu Crédito Habitação e dê o primeiro passo em direção a uma prestação estável e que não pese na sua vida.
Para maior comodidade pode transferir o seu Crédito Habitação para o Bankinter de forma 100% digital assistido por um Especialista, através do BK Habitação Online.
Condições
TAEG de 4,3% *
Taxa Fixa de 3,45%, se preferir a estabilidade de uma Taxa Fixa a 30 anos, pressupondo a subscrição e manutenção do Seguro de Vida, do Seguro Multirriscos e a domiciliação de ordenado no Bankinter.
TAEG de 4,3%**
Spreads desde 0,65%, aplicável a empréstimos com Taxa Variável, pressupondo a subscrição e manutenção do Seguro de Vida, do Seguro Multirriscos e a domiciliação de ordenado no Bankinter.
Useful Information
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Desplegar/Plegar texto legal
Example: 30-year-old consumer; €150,000 loan for the transfer of a mortgage on a primary residence, secured by a mortgage; Property valuation €187,500 (or 80% LTV); Term: 30 years; Home insurance premium: €183.75/year.
Fixed Rate for the Entire Loan Term
APR without optional bundled products: 4.4% – Fixed nominal annual rate (NAR) of 3.800%; Initial costs: €549.75; Average life insurance premium: €255.06/year; 360 monthly instalments of €698.94; Total Amount Payable by the Consumer: €267,847.13.
APR with optional bundled products: 4.1% – Fixed nominal annual rate (NAR) of 3.450%; Initial costs: €549.75; Average life insurance premium: €249.87/year; 360 monthly instalments of €669.39; Total Amount Payable by the Consumer: €257,053.71.
Pricing conditions are valid for loan applications submitted to Bankinter, S.A. – Branch in Portugal until 31 July 2026.
This information does not replace the legally required pre-contractual and contractual information available from the Bank. The APR has been calculated in accordance with Decree-Law No. 74-A/2017 of 23 June. Subject to credit risk assessment and approval.
Reimbursement of mortgage transfer costs, excluding any early repayment fee payable to the original lending institution, which will be borne by Bankinter up to a maximum amount corresponding to 0.5% of the transferred loan amount.
Example:30-year-old consumer | €150,000 loan for the transfer of a mortgage on a primary residence, secured by a mortgage | Property valuation €187,500 (or 80% LTV) | Term: 30 years | Home insurance premium: €183.75/year.
Variable Rate
APR without optional bundled products: 4.4% – Variable Nominal Annual Rate (NAR) of 3.798% (12-month Euribor June 2026: 2.798% and base spread of 1.000%) | Initial costs: €549.75 | Average life insurance premium: €255.04/year | 360 monthly instalments of €698.77 | Total Amount Payable by the Consumer: €267,784.80.
APR with optional bundled products: 4.1% – Variable Nominal Annual Rate (NAR) of 3.448% (12-month Euribor June 2026: 2.798% and contracted spread of 0.650%) | Initial costs: €549.75 | Average life insurance premium: €249.84/year | 360 monthly instalments of €669.22 | Total Amount Payable by the Consumer: €256,992.70.
Pricing conditions are valid for loan applications submitted up to 31st july 2025.
This information does not replace the legally required pre-contractual and contractual information available from the Bank. The APR has been calculated in accordance with Decree-Law No. 74-A/2017 of 23 June. The applicable Nominal Annual Rate (NAR) may be negative depending on the evolution of the relevant benchmark index. Subject to credit risk assessment and approval.
Reimbursement of mortgage transfer costs, excluding any early repayment fee payable to the original lending institution, which will be borne by Bankinter up to a maximum amount corresponding to 0.5% of the transferred loan amount.
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Your Bankinter Partner Branch
Hours: Monday to Thursday from 9:00 AM to 6:00 PM
and Friday from 9:00 AM to 4:00 PM.
Contact us at:
211 158 255*
*Calls to the national landline network. The cost of the call depends on the rate you have agreed with your telecommunications operator.