Branch registered for the exercise of banking and financial activities, related to the provision of investment services and insurance mediation in Portugal with the relevant national supervisory authorities. Bankinter, S.A. - Branch in Portugal is registered with the Bank of Portugal under n.º 269, with the Portuguese Securities Market Commission (CMVM) under n.º 369 and with the Insurance and Pension Funds Supervisory Authority (ASF) under n.º OV-0028.
Bankinter now offers a new account packed with benefits: the Bankinter ONLINE Account, which pays monthly interest and charges no account maintenance fees. It also includes free transfers and a free Debit Card for the primary account holder.
Take advantage of being online and activate your Bankinter ONLINE Account, exclusive to new individual customers and 100% digital account opening.
Monthly remuneration on daily balances.
Simple!
Account Benefits
- No account maintenance fees.
- Monthly interest of 2.00% GNAR1 calculated on the daily balances of the Bankinter Online Account.
- Unlimited free credit transfers: internal (within Bankinter) and SEPA + national (interbank) transfers2 and instant national transfers with no debit notice, made online via Bankinter Particulares.
- Free debit card for the first holder of the Bankinter ONLINE Account.
- Overdraft facility: option to access an arranged overdraft3, provided your salary is domiciled with Bankinter.
Bankinter ONLINE Account. The checking account that brings only advantages.
Useful Information
Account exclusively for new individual customers 4 of Bankinter, S.A. – Portugal Branch, who are of legal age and reside in Portugal.
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NNAR (Net Nominal Annual Rate) of 1.44%, considering the current 28% individual income tax withholding rate. For accounts opened from September 1, 2025 onwards. For accounts opened until August 31, 2025, remuneration of 1.50% GNAR (1.08% NNAR) – Net Nominal Annual Rate), with monthly salary (or pension/retirement) domiciliation using a specific code for this purpose, or 0.50% GNAR (0.36% NNAR – Net Nominal Annual Rate), with no conditions required.
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SEPA + international, instant internacional transfers, Swift, urgent, and Target credit transfers are excluded.
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Subject to bank analysis and approval.
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“New Individual Customers” refers to people opening a checking account for the first time as the primary holder at Bankinter, S.A. – Portugal Branch.
Legal Disclaimer: Monthly remuneration is calculated based on the daily balances of the Bankinter Online Account. Net Nominal Annual Rate (NNAR) of 1.44%, with no conditions required, for accounts opened from September 1, 2025 onwards. For accounts opened until August 31, 2025, remuneration of 1.50% GNAR (1.08% NNAR – Net Nominal Annual Rate), with monthly salary (or pension/retirement) domiciliation using a specific code for this purpose, or 0.50% GNAR (0.36% NNAR – Net Nominal Annual Rate), with no conditions required. There are no minimum or maximum amounts required for account opening or maintenance. Account exclusively available to new Individual Clients and opened 100% digitally. Does not replace consultation of the full information.
Standardized Information Sheet (PDF)
Fee Information Sheet (PDF)
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Fill out the form with your details and we will get in touch with you.
Your Bankinter Partner Branch
Hours: Monday to Thursday from 9:00 AM to 6:00 PM
and Friday from 9:00 AM to 4:00 PM.
Contact us at:
211 158 255*
*Calls to the national landline network. The cost of the call depends on the rate you have agreed with your telecommunications operator.
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