Branch registered for the exercise of banking and financial activities, related to the provision of investment services and insurance mediation in Portugal with the relevant national supervisory authorities. Bankinter, S.A. - Branch in Portugal is registered with the Bank of Portugal under n.º 269, with the Portuguese Securities Market Commission (CMVM) under n.º 369 and with the Insurance and Pension Funds Supervisory Authority (ASF) under n.º OV-0028.
| TANB2 5% in the 1st year |
TANB2 2% in the 2nd year |
| No maintenance fees. | |
- Maximum daily balance of €10,000.
- Interest paid for the first 2 years with a minimum permanence of 6 months.
- Access condition: Direct deposit of salary (or pension/retirement) of an amount equal to or greater than €750.
- No interest if the account is linked to a mortgage loan and at least 5 purchases with the credit card are not made during the semester.
Other advantages:
• Unlimited free intrabank credit transfers (internal), SEPA+ credit transfers (national interbank), and instant transfers3 with no debit notification, carried out online via Bankinter Particulares.
• Access to the Bankinter Consumer Finance BK Power credit card (Annual Percentage Rate (APR): 19.2%)4 with no issuance fee (annual fee).
Access to the More Salary Account advantages depends on fulfilling the following monthly condition 5:
• Salary (or pension) domiciliation equal to or greater than €750, verified at least 2 out of 3 months, via bank transfer with a specific code for this purpose. The first domiciliation transfer must occur within 4 months after the subscription date.
Excludes SEPA+ international credit transfers, immediate international transfers, SWIFT, urgent, and TARGET transfers.
Open your More Salary Account 100% online and receive up to €5041.
Useful Information
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Maximum remuneration applicable during the first two years. Remuneration calculated based on a balance of €10,000 over a 2-year period at a Gross Annual Nominal Rate (GANR) of 5% in the 1st year and 2% in the 2nd year, corresponding to a Net Annual Nominal Rate (NANR) of 3.60% and 1.44%, respectively. For the TANL calculation, a withholding tax rate of 28% is applied.
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Gross Annual Nominal Rate (GANR) of 5% in the 1st year and 2% in the 2nd year. Semi-annual remuneration is calculated based on the daily balances of the Conta Mais Ordenado, up to a maximum daily balance of €10,000, during the first 2 years of the contract from the date of subscription. Failure to meet the required access condition will result in the termination of the Conta Mais Ordenado and the consequent loss of accrued interest remuneration. There are no minimum or maximum amounts required for account opening or maintenance. Remuneration will only apply if the account does not have any associated mortgage credit products and if it has an active credit card with at least 5 credit purchase transactions during the interest calculation cycle.
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Excludes SEPA+ international credit transfers, instant international transfers, SWIFT, urgent, and TARGET transfers.
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APR 19.2%. Example: credit limit of €1,500 with repayment in equal monthly installments over 12 months, with interest and other charges at a nominal annual rate of 18.7%. Credit limit up to €10,000. Subject to credit approval. Card issued by Bankinter Consumer Finance, E.F.C., S.A. – Portugal Branch, registered with Banco de Portugal no. 273. Bankinter, S.A. – Portugal Branch, registered with Banco de Portugal no. 269, acts as a tied credit intermediary.
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If the above condition is no longer met, the commercial offer available to Bankinter clients per the current price list will apply, with prior notice as legally required. This change results in loss of pending interest.
Consultation of legally required pre-contractual and contractual information from Bankinter is recommended.
Bankinter, S.A. – Portugal Branch, registered with Banco de Portugal no. 269.
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Your Bankinter Partner Branch
Hours: Monday to Thursday from 9:00 AM to 6:00 PM
and Friday from 9:00 AM to 4:00 PM.
Contact us at:
211 158 255*
*Calls to the national landline network. The cost of the call depends on the rate you have agreed with your telecommunications operator.
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