Branch registered for the exercise of banking and financial activities, related to the provision of investment services and insurance mediation in Portugal with the relevant national supervisory authorities. Bankinter, S.A. - Branch in Portugal is registered with the Bank of Portugal under n.º 269, with the Portuguese Securities Market Commission (CMVM) under n.º 369 and with the Insurance and Pension Funds Supervisory Authority (ASF) under n.º OV-0028.
The time has come to turn your dream home into a reality. Now that we’ve lowered our rate, Bankinter’s Mortgage fits perfectly into your life. Run a mortgage simulation now and discover how to bring even more comfort and security into your new home.
And what if you could have the same monthly payment for 30 years?
We know that life moves fast and the future can be unpredictable but at Bankinter, the future doesn’t mean uncertainty.
With our mortgage conditions, you can leave your worries behind and enjoy the same monthly payment for 30 years!
Useful Information
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Example for a 36-year-old consumer | Financing of €150.000 for purchase of primary residence secured by a mortgage on the property | Appraisal Value of €187.500 (or LTV of 80%) | 30-year term | Annual home insurance premium of 236,25€.
2 Years Mixed Rate
APR (TAEG) without associated optional sales 4,5% - Fixed annual nominal interest rate of 2,600% for the first 24 months and variable annual nominal interest rate of 3,747% (Euribor 12 months of april 2026 of 2,747% and base spread of 1,000%) for the remaining 336 months | Total initial costs of €2.314,60 | Average annual life insurance of €410,89 | 24 monthly instalments of €600,51 and 336 monthly instalments of € 688,86 | Total amount charged to the consumer of €270.114,38.
APR (TAEG) with associated optional sales 4,1% - Fixed annual nominal interest rate of 2,250% for the first 24 months and variable annual nominal interest rate of 3,397% (Euribor 12 months of april 2026 and contracted spread of 0,650%) for the remaining 336 months | Total initial costs of €2.314,60 | Average annual life insurance of €402,27 | 24 monthly instalments of €573,37 and 336 monthly instalments of € 659,41 | Total amount charged to the consumer of €259.310,12.
Pricing conditions valid for credit proposals submitted until 31st may 2026.
This information does not exempt you from consulting the legally required pre-contractual and contractual information available from the Bank. APR calculated in accordance with Decree-Law No. 74-A/2017, of 23 June. The applied interest rate (nominal rate) may assume negative values depending on the evolution of the respective index. Subject to credit risk assessment.
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Your Bankinter Partner Branch
Hours: Monday to Thursday from 9:00 AM to 6:00 PM
and Friday from 9:00 AM to 4:00 PM.
Contact us at:
211 158 255*
*Calls to the national landline network. The cost of the call depends on the rate you have agreed with your telecommunications operator.